Refund Policy - SettleSmart - Do-It-Yourself Credit Card Debt Settlement Playbook

SettleSmart Refund Policy

Effective Date: January 2025

Thank you for your purchase. We’re confident that our digital resources will help you take control of your debt settlement journey. Because all of our products are delivered digitally and accessible immediately upon purchase, we do not accept refunds.

1. Digital Product Policy

All SettleSmart products — including the Do-It-Yourself Debt Settlement Playbook, templates, and toolkits — are digital downloads or online-access materials. Once your payment is processed, you receive instant access to the files or links.

For this reason, all sales are considered final and non-refundable.

2. Exceptions for Technical Issues

If you experience any technical problems accessing your purchase, please contact info@settlesmart.net within 7 days of purchase.

We’ll work with you to ensure successful delivery and access — including re-sending access links or providing direct file delivery.

3. Duplicate Purchases

If a duplicate purchase occurs due to a technical error, please email us at info@settlesmart.net

proof of transaction, and we’ll verify and correct it promptly.

4. No Chargebacks

By purchasing a digital product from SettleSmart, you agree not to initiate a chargeback with your financial institution. All access and delivery details are logged electronically for proof of fulfillment.

5. Contact Us

If you have any concerns or questions regarding your purchase, please reach out:
info@settlesmart.net